No code digital bank platform
We bring together an integrated suite of financial products, security infrastructure, white label mobile apps and partner APIs in one place to build high quality digital banks.
Platform highlights
Quick to market
With 100+ pre-built features, we can get you up and running in as little as 30 days!
Neobanking experience
Our white labelled apps are designed with modern UI/UX and match neobank app experience.
100% API coverage
Simple yet comprehensive APIs to integrate your and your partner services and external applications.
Reduce fraud
Go towards 'Zero Fraud' with 2FA, personal PIN, app shield, card control and real time alerts.
Cloud native
We offer shared and private cloud, with segragated database on the Amazon Web Services platform.
Elastic scale
'Peak-n-low' handling architecture to auto manage transactions and load to scale with ease.
XFIN Products
Admin Command & Control
The nerve centre of your digital bank project. Manage user channels, API, set card controls, access analytics and configure settings.
Mobile & Web Apps
White labelled, ready to use full service native mobile and desktop applications with modern UX and bank grade security.
Full service WhatsApp bank and WhatsApp bots for customer support, engagement and transaction communication.
Powered by Cloud
99.5% Uptime
With our agile cloud setup, multiple fail-safes, continuous monitoring we provide services with virtually no downtime.
Shared Cloud
Quick to market, low cost, spread across multiple geographies, with easily scalable architecture.
Private Cloud
Fully functional, private hosting, customised to your specific need and with 100% managed services.
AWS Hosting
We host on Amazon Web Services and make use of encryption, access management and many other features built into it.
Privacy & Security
GDPR Compliant
We ensure personal data doesn't leave the customer's regulatory geofence and if it does its within another geofence approved by customer.
Penetration testing
We perform monthly internal security tests. We follow this with external penetration tests from security agencies – four times a year.
Powerful APIs
API Gateway
Exchange data with our system with business rules, smart routing and bank grade authentication.
API Library
API quickstart guides, documentation and design frameworks to easily develop new custom features.
Test New Products
With our simple REST APIs you can test any of our products within minutes.
White Labeled Apps
SME & Retail compliant
Deploy configurable and secure mobile apps that include all commonly used SME and retail banking features. With 100+ modern app templates.
Web App
Mirror all SME and retail banking features on a fully responsive web app version that runs securely on commonly used desktop and mobile browsers.
Control Center
Admin Rules
Set granular admin rules for transaction limits, settlement activities, country restrictions, access control and more.
User Controls
Allow users to further set their own rules like card controls, payee limits and suspicious login alerts.
Scheduled Rules
Account, card & user level rules that can auto trigger based on scheduled (based on day, hours, etc) events.
3rd Party App Library
Expand Service Offering
Activate complimentary services which are not part of any core banking suite to give your users more choice in your digital channel.
App Store
Includes customer engagement, chatbot support, fraud check, loyalty programs, personal finance and tools, amongst others.
SME Pack
SME Tools
A curated set of tools like invoicing, payroll, sub-accounts, collections and credit for SMEs with upto 50 employees.
Ready to Deploy
Create SME digital banks within days, by activating the SME pack partially or in full.
Multi Currency Accounts
Enable creation of multi currency accounts and sub-accounts with realtime business & owner KYC checks.
Launch your Digital Bank fast with XFIN
Our platform enables you to build full service digital banks in less time than it takes other to complete their UATs.
