Digital bank for today's Digital Generation.
Give your users access to a world of financial services right at their fingertips with an app that makes managing money quick, easy and fun.
Highlights
100% Digital
Zero paperwork, no human intervention. Self serve KYC for 10 minute account opening.
Modern UI/UX
Minimalistic user interface with all the modern features and a ultra simple user experience.
Mobile & Web
Available on iOS and Android platforms and on web with a responsive interface.
Security
2-factor authentication, biometric access control and end-to-end data security.
24/7 Access
A bank that never sleeps. Enable all services round the clock for anytime personal banking.
Promos & Deals
Go beyond banking by promoting and selling deals, vouchers, gift cards and other products.
Instant Accounts
Digital Account Opening
One time 100% digital document uploading to reduce the time it takes to verify and activate accounts.
Real Time KYC
Verify the identity of users with instant facial and document scanning. (Available in limited countries.)
Simple Onboarding
A guided user experience for quick and self serve onboarding and introduction to features.
Account Types
Offer different types of personal accounts with different feature availibility and user demographic.
Debit & Credit Cards
Physical & Virtual Cards
Users can create unlimited virtual debit cards and order personalised physical debit cards, with choice of card provider. (Mastercard/Visa)
Card Controls
Each card comes with multiple card controls like spending limits, freeze and lock, withdrawal limits, top-up and digital pin setting.
Instant Loans
3-Step Loan Disbursal
User chooses a loan amount, selects a tenure (with associated interest rate). Loan is auto underwritten and disbursed.
Simple Integration with LMS
Connect your bank's loan management system, define rules in our system and enable instant, micro digital loans.
Automate Interest Collection
User can choose daily or monthly interest payment cycles which are auto debited from main or sub-accounts.
Pockets
Sub-Accounts
Let users create activity specific sub-accounts (linked to their main account) for shopping, savings, payments, education, loan repayment etc.
Independant Operation
Each pocket (sub-account) operates as an independant account with its own rules, virtual card, transaction summary and debit/credit.
Dashboard
Balance Summary
Users get a quick overview of all their accounts with balance in each account.
Account Overview
They additionally get an overview of the latest 5 transactions, most used services and any important alerts.
Card Summary
Users get a summary of all their active cards, available balance in each, minimum due and status.
Bill Pay
Utility Bills
Add recurring utility payments like electricity, water, internet, business mobile, auto fetch due amounts and allow 1-click bill payments with ease.
Government Fees
Enable auto debit or 1-click payment for various types of government fees like income taxes, property tax and social security fees.
Money Movement
Payee Management
Users can create same bank, different bank, wallet and international payees and organise them for easy access.
Money Transfers
Users can send money to any payee from main account or any of the sub accounts with PIN or OTP authentication.
Statements and Analytics
Every credit and debit is recorded and presented to users in simple statements and rich visual dashboards.
Customer Support
Support Automation
Automate in-app support with AI chatbots, smart faqs, video tutorials and instruction sheets that help users self serve.
Live Human Support
We provide integration with the best live chat tools to enable you to provide live human chat support for more complex issue resolutions.
Banking App for the Smartphone Generation
Today our phones are our banks. Deliver full service personal banking on smartphones.
