Turn WhatsApp into full service digital bank.
Let users open an account, pay bills, move money and manage cards all on WhatsApp! Banking as easy as messaging.
Highlights
100% Secure
Leverage WhatsApp's globally recognised end-to-end security and privacy policies.
Full Service
Every banking service that can be provided via apps and web can now be enabled on WhatsApp.
Easy Channel
WhatsApp is available on every phone. Any user can type "Hi" to get started.
Basic Phone Requirement
Any phone with WhatsApp can be used for banking. Even very low end phones.
24/7 Access
A bank that never sleeps. Enable all services round the clock for anytime personal banking.
Multi Lingual
Deliver banking in all languages, that are natively supported by the WhatsApp platform.
Instant Accounts
Digital Account Opening
One time 100% digital document uploading to reduce the time it takes to verify and activate accounts.
Real Time KYC
Verify the identity of users with instant facial and document scanning. (Available in limited countries.)
Account Types
Offer different types of personal accounts with different feature availibility for different user groups.
Card Manager
Physical & Virtual Cards
Users can create unlimited virtual debit cards and manage their existing credit cards from one place.
Card Controls
Each card comes with multiple card controls like spending limits, freeze and lock, withdrawal limits, top-up and digital pin setting.
Instant Loans
3-Step Loan Disbursal
User chooses a loan amount, selects a tenure (with associated interest rate). Loan is auto underwritten and disbursed.
Simple Integration with LMS
Connect your bank's loan management system, define rules in our system and enable instant micro loans.
Automate Interest Collection
User can choose daily or monthly interest payment cycles which are auto debited from main or sub-accounts.
Foreign Remittance
Supports 100+ Countries
Users can send money in local or foreign currency to over 100 countries. All transfers are protects by PIN, 2FA and other types of safe guard.
Multiple Remittance Partners
Plug in the bank's preferred remittance partner or choose from a list of trusted remittance partners that we are pre-integrated with.
Account Services
Balance Summary
Users get a quick overview of all their accounts, status and balance in each account.
Account Overview
They additionally get an overview of the latest 5 transactions, most used services and any important alerts.
Card Summary
Users get a summary of all their active cards, available balance, minimum due and status.
Bill Pay
Utility Bills
Add recurring utility payments like electricity, water, internet, business mobile, auto fetch due amounts and allow 1-click bill payments with ease.
Government Fees
Enable auto debit or 1-click payment for various types of government fees like income taxes, property tax and social security fees.
Money Movement
Payee Management
Users can create same bank, different bank, wallet and international payees. They are auto organised for easy access.
Money Transfers
Users can send money to any payee from main account or any of the sub accounts, with PIN entry authentication.
Statements and Analytics
Every credit and debit is recorded and presented to users in simple statements and rich visual dashboards.
Customer Support
Support Automation
Automate in-app support with AI chatbots, smart faqs, video tutorials and instruction sheets that help users self serve.
Live Human Support
We provide integration with the best live chat tools to enable you to provide live human chat support for more complex issue resolutions.
A brand new way to bank.
WhatsApp changed the way the people connect. It will now change the way people bank.
