We are XFIN.

We are building tools to reboot banking services for a world that uses software to run their lives. Our Digital Bank Platform helps small/mid sized banks and fintechs (in developing nations in Africa, SE Asia, ME, LATAM) to build full featured digital banks that run as apps or Whatsapp bot. They can replace traditional banking with end to end services delivered digitally.

Our team in numbers

10+
Products built
500K
Hours of Experience
8+
Avg yrs of experience
750K
Lines of code

We help banks change everyday life

Banking for 80% of the world's population is travelling miles to stand in bank queues to do basic stuff like funds transfer! It is because switching to digital banking remains a challenge today. Expensive, time consuming and fragmented. Our team is here to help banks make this generational shift and help their customers (and themselves) switch to digital first banking and embrace a new way of life.

Our story

We asked ourselves, why do we need banks?
We are digital. Our businesses are digital. Why should our banks and banking remain physical? So we put together a team, gave ourselves a mission and got down to business. To work with banks and eliminate physical banking from our digital world.

Innovation - Startech X Webflow Template

1 - The Origin

Physical Banking has disappeared from the lives of millions of people. Banking is now a piece of software! Leading to extreme convenience.

Ownership - Startech X Webflow Template

2 - The Suffering

80% of the world's population still has to suffer the pains of physical banking. Imagine travelling miles to stand in bank queues for basic services like money transfer!

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3 - Our Vision

A world without physical banking. No one has to struggle to access their money. Everyone should be able to open a digital bank account in 10 mins or less.

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4 - Our Mission

To partner with banks and fintechs in developing nations and provide them affordable tools that enables high quality digital banking at scale.

Teamwork - Startech X Webflow Template

5 - Our Tool

Ready to deploy digital banks. Modern infrastructure that any small/mid sized bank or fintech can use to launch a full service digital bank in 30 days.

Growth - Startech X Webflow Template

6 - The Commitment

We will build the tools that make opening a full service digital bank account as quick and easy as opening an email ID! For a billion users and small businesses.

What the press say about us?

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Hello from the Founders

With a combined startup experience spanning 4 companies, 6 products, and 2 exits you are well covered.

Start deploying the banks of the present.